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Upcoming Subscriptions

Overview

The Upcoming Subscriptions insight is a schedule-trigger insight that lets the user know about the upcoming recurring subscriptions due for the user-specified duration for a specific bank or card account.

The insight for VIEW is generated only if the VIEW rule contains merchantType as a SUBSCRIPTION. For VIEW insights, only EXPENSE rules are considered.

The Predicted Cash Flow feature has to be enabled as a pre-requisite for this insight.

Note: Only the subscriptions that the system has identified as recurring subscriptions will be part of this insight.

Following are the additional details for the insight:

Insight Name UPCOMING_SUBSCRIPTIONS
Applicable Entities ACCOUNT, VIEW
Insight Type OTHER
Trigger Type SCHEDULE
Supported Containers BANK, CARD

Use Cases

  • Customer:
    • User engagement
  • User:
    • Financial wellness - Be financially prepared.

Suggested Action

NA

Duplicate Insight Checks

To prevent the same insight from generating repeatedly, the insight is generated only once per scheduled frequency for each transaction ID per entity ID.

Following are the applicable frequencies for this insight:

Frequency Description
DAILY The insight will be triggered daily. Duplicate check will evaluate if the insight instance that matches the duplicate check criteria exists for the current day from 12:00 AM same day to the time of insight evaluation.
WEEKLY The insight will be triggered once every Monday. Duplicate check will evaluate if the insight instance that matches the duplicate check criteria exists for the current calendar week (Monday to Sunday).
For example:
  • Normal scenario: If the calendar week starts from 1st January to 7th January, the insight is triggered on 1st January.
  • Dynamic trigger scenario: If the calendar week starts from 1st January to 7th January, and the user triggers an insight on 3rd January using dynamic trigger, duplicate check happens from 1st January to 3rd January.
MONTHLY The insight will be triggered once on the first day of the calendar month. Duplicate check will evaluate if the insight instance that matches the duplicate check criteria exists for the current calendar month (1st of the calendar month to the last day of the month).
For example:
  • Normal scenario: If the calendar month starts from 1st January to 31st January, the insight is triggered on 1st January.
  • Dynamic trigger scenario: If the calendar month starts from 1st January to 31st January, and the user triggers an insight on 3rd January using dynamic trigger, duplicate check happens from 1st January to 3rd January.

Insight Dynamic Trigger (On-Demand Evaluation)

The dynamic trigger is applicable to the insight. Depending on the configuration, this insight can be invoked dynamically when:

  • A new View is created
    OR
  • A View ID is patched using the user subscription API

The insight is generated dynamically using any of the above two methods only if the view is eligible and the other insight generation checks are passed.

Note: By default, the configuration is set to dynamically trigger insight evaluation, everytime a new entityId (view ID) is added using the PATCH userSubscription API. During onboarding, this preference can be changed.

In addition to the dynamic trigger capability chosen, this insight can be triggered using the following on-demand insight trigger API:

Method and URL:

POST   /insights/trigger

Peer Benchmarking Data

This insight does not provide peer benchmarking data.

Thresholds

Threshold lets the customer or the user decide how many days in the FUTURE, the system will look to identify upcoming subscriptions. If FUTURE is set as 9, the system will look forward 9 days from the day of evaluation. Any instances of Active series that fall within these 9 days (including both the upper and lower bounds), will be considered for inclusion in the insight.

  • Threshold Name: FUTURE
  • Data Type: DAYS
  • Range Allowed: 0 <= Number of Days <= 31
  • Default: 7

Note: Depending on the customer segment and account, threshold might need to be different for different users. If the default value is insufficient, the users can set a threshold they are comfortable tracking.

GET Customer Subscription

The GET customer subscription API provides all the information about the defaults set for the insights that are subscribed by the customer. The default frequency for the insight is DAILY.

Method and URL:

GET   /insights/configs/customerSubscriptions

Header Parameters:

Key Value
Authorization Client credentials-based authorization Bearer {{Access Token}}
API key-based authentication Bearer {{JWT Token_Customer}}
Deprecated cobrand and user credential-based authentication cobSession={cobSession received in the cobrand login service}
Content-Type application/json
Api-Version 3.0
2.1
2
Cobrand-Name {Name of the Customer}

Sample Request:

GET /insights/configs/customerSubscriptions

Sample Response:

For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.

  • Api-Version 3.0 and 2.1 Response
{
   "customerSubscription":[
      {
         "insightName":"UPCOMING_SUBSCRIPTIONS",
         "insightTitle":"Upcoming Subscriptions",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "containers":[
            "BANK",
            "CARD"
         ],
         "description":"Generates an insight that lists upcoming recurring subscriptions within a configured time period.",
         "applicableEntity":[
            "ACCOUNT",
            "VIEW"
         ],
         "customerConfiguration":[
            {
               "entityType":"ACCOUNT",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            },
            {
               "entityType":"VIEW",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ]
      }
   ]
}
  • Api-Version 2 Response
{
   "customerSubscription":[
      {
         "insightName":"UPCOMING_SUBSCRIPTIONS",
         "insightTitle":"Upcoming Subscriptions",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "container":[
            "BANK",
            "CARD"
         ],
         "description":"Generates an insight that lists upcoming recurring subscriptions within a configured time period.",
         "applicableEntity":[
            "ACCOUNT",
            "VIEW"
         ],
         "customerConfiguration":[
            {
               "entityType":"ACCOUNT",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            },
            {
               "entityType":"VIEW",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ]
      }
   ]
}

PATCH Customer Subscription

Using the PATCH API for customer subscription, customers can change the defaults for each insight. Alternatively, customers can use the insights configuration tool to achieve the same result.

Warning! Changing any defaults can potentially impact all users who have subscribed to this insight. If the user has overridden the customer threshold, then the user preference will be applied. For all other users, the new defaults will apply.

Method and URL:

PATCH   /insights/configs/customerSubscriptions

Header Parameters:

Key Value
Authorization Client credentials-based authorization Bearer {{Access Token}}
API key-based authentication Bearer {{JWT Token_Customer}}
Deprecated cobrand and user credential-based authentication cobSession={cobSession received in the cobrand login service}
Content-Type application/json
Api-Version 3.0
2.1
2
Cobrand-Name {Name of the Customer}

Editable Parameters:

Editable Attributes Impact Allowed Values
isSubscribed Subscribes or unsubscribes all the users from the Upcoming Subscriptions insight. true, false
insightTitle The title returned in the GET feed API as well as the insights config tool can be changed. Alphanumeric characters up to 100 characters (including spaces)
frequency The frequency at which an insight will be evaluated.
  • DAILY (every day - early Morning)
  • WEEKLY (every Monday - early Morning)
  • MONTHLY (1st of every month - early morning)
threshold Determines the number of future days that will get evaluated to find upcoming subscriptions. Any number between 0 and 31.

Sample Request:

{
    "customerSubscription": [
        {
            "insightName": "UPCOMING_SUBSCRIPTIONS",
            "insightTitle": "Upcoming Subscriptions",
            "customerConfiguration": [
                {
                    "entityType": "ACCOUNT",
                    "isSubscribed": true,
                    "frequency": "DAILY",
                    "threshold": [
                        {
                            "name": "FUTURE",
                            "value": "7",
                            "type": "DAYS"
                        }
                    ]
                },
                {
                    "entityType": "VIEW",
                    "isSubscribed": true,
                    "frequency": "DAILY",
                    "threshold": [
                        {
                            "name": "FUTURE",
                            "value": "7",
                            "type": "DAYS"
                        }
                    ]
                }
            ]
        }
    ]
}

Response Messages:

HTTP Status Code Reason
400 Y806: Invalid Input
400 Y800: Invalid value for insightName
400 Y800: Invalid value for insightTitle; special characters ><\""'%{}|^~[] are not supported.
400 Y801: Invalid length for insightTitle; min 3 and max 100 characters including spaces are allowed.
400 Y800: Invalid value for FUTURE in UPCOMING_SUBSCRIPTIONS insight Min =0 and Max = 31
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying applicableEntity is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying triggerType is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying container is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying description is not allowed
400 Y800: Invalid value for frequency Supported values are DAILY, WEEKLY, MONTHLY
400 Y802: Specifying duration attribute for UPCOMING_SUBSCRIPTIONS insight is not allowed
400 Y800: Invalid value for isSubscribed; Supported values are true, false
400 Y825: Update not allowed without a valid request body
400 Y803: Invalid request; Either a valid insightTitle or customerConfiguration is required.
400 Y812: Required field/value - insightName missing in the request
400 Y802: Modifying InsightType attribute is not allowed
400 Y813: entityType should be provided
400 Y803: At least one additional attribute is required in addition to entityType.
400 Y800: Invalid value for customerConfiguration; customerConfiguration is either missing, duplicated, or has insufficient/ incorrect attributes.
400 Y800: Invalid value for entityType. Supported entityType for UPCOMING_SUBSCRIPTIONS insight are - [ACCOUNT, VIEW]
400 Y813: Invalid request. The entire object within threshold should be provided
400 Y802: For UPCOMING_SUBSCRIPTIONS insight, {Invalid String} inside the threshold is either repeated or not allowed
400 Y802: For UPCOMING_SUBSCRIPTIONS insight, {Invalid String} inside the threshold is not allowed
400 Y800: Invalid value for input json
401 Y020: Invalid token in authorization header
401 Y020: Token has expired

GET User Subscription

The GET user subscription API provides all the information about the user defaults set for the insight.

Method and URL:

GET   /insights/configs/userSubscriptions

Header Parameters:

Key Value
Authorization Client credentials-based authorization Bearer {{Access Token}}
API key-based authentication Bearer {{JWT Token_Customer}}
Deprecated cobrand and user credential-based authentication cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service}
Content-Type application/json
Api-Version 3.0
2.1
2
Cobrand-Name {Name of the Customer}

Sample Request:

GET /insights/configs/userSubscriptions?insightName=UPCOMING_SUBSCRIPTIONS

Sample Response:

For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.

  • Api-Version 3.0 and 2.1 Response
{
   "userSubscription":[
      {
         "insightName":"UPCOMING_SUBSCRIPTIONS",
         "insightTitle":"Upcoming Subscriptions",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "containers":[
            "BANK",
            "CARD"
         ],
         "description":"Generates an insight that lists upcoming recurring subscriptions within a configured time period.",
         "applicableEntity":[
            "ACCOUNT",
            "VIEW"
         ],
         "userConfiguration":[
            {
               "entityType": "ACCOUNT",
               "entityId": "10255809",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            },
            {
               "entityType":"VIEW",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ],
         "customerConfiguration":[
            {
               "entityType":"ACCOUNT",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            },
            {
               "entityType":"VIEW",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ]
      }
   ]
}
  • Api-Version 2 Response
{
   "userSubscription":[
      {
         "insightName":"UPCOMING_SUBSCRIPTIONS",
         "insightTitle":"Upcoming Subscriptions",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "container":[
            "BANK",
            "CARD"
         ],
         "description":"Generates an insight that lists upcoming recurring subscriptions within a configured time period.",
         "applicableEntity":[
            "ACCOUNT",
            "VIEW"
         ],
         "userConfiguration":[
            {
               "entityType": "ACCOUNT",
               "entityId": "10255809",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            },
            {
               "entityType":"VIEW",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ],
         "customerConfiguration":[
            {
               "entityType":"ACCOUNT",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            },
            {
               "entityType":"VIEW",
               "isSubscribed":true,
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ]
      }
   ]
}

PATCH User Subscription

Using the PATCH user subscription API for user subscription, users can change the defaults for each insight. If the user wants the insight to be evaluated for a new account or a new view, then add that account or view using the PATCH user subscription API. The customer default threshold values will apply if the user has not set any values.

Method and URL:

PATCH   /insights/configs/userSubscriptions

Header Parameters:

Key Value
Authorization Client credentials-based authorization Bearer {{Access Token}}
API key-based authentication Bearer {{JWT Token_Customer}}
Deprecated cobrand and user credential-based authentication cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service}
Content-Type application/json
Api-Version 3.0
2.1
2
Cobrand-Name {Name of the Customer}

Editable Parameters:

Editable Attributes Impact Allowed Values
entityId The ID of the account or view for which the insight gets evaluated. Valid IDs for accounts or views belonging to the user.
isSubscribed Subscribes or unsubscribes from the Upcoming Subscriptions insight. true, false
frequency The frequency at which an insight will be evaluated.
  • DAILY (every day - early Morning)
  • WEEKLY (every Monday - early Morning)
  • MONTHLY (1st of every month - early morning)
threshold Determines the number of future days that will get evaluated to find upcoming subscriptions. Any number between 0 and 31.

Sample Request:

{
    "userSubscription": [
        {
            "insightName": "UPCOMING_SUBSCRIPTIONS",
            "userConfiguration": [
                {
                    "entityType": "ACCOUNT",
                    "entityId": "10255809",
                    "isSubscribed": true,
                    "frequency": "DAILY",
                    "threshold": [
                        {
                            "name": "FUTURE",
                            "value": "7",
                            "type": "DAYS"
                        }
                    ]
                },
                {
                    "entityType": "VIEW",
                    "isSubscribed": true,
                    "frequency": "DAILY",
                    "threshold": [
                        {
                            "name": "FUTURE",
                            "value": "7",
                            "type": "DAYS"
                        }
                    ]
                }
            ]
        }
    ]
}

Error Messages:

HTTP Status Code Reason
400 Y806: Invalid input
400 Y800: Invalid value for insightName
400 Y800: Invalid value for input param in UPCOMING_SUBSCRIPTIONS insight
400 Y800: Invalid value for frequency Supported values are DAILY, WEEKLY, MONTHLY
400 Y802: Specifying duration attribute for UPCOMING_SUBSCRIPTIONS insight is not allowed
400 Y800: Invalid value for entityId; This id is either invalid or not supported for this insight.
400 Y800: Invalid value for FUTURE in UPCOMING_SUBSCRIPTIONS insight Min =0 and Max = 31
400 Y813: Invalid request. The entire object within threshold should be provided
400 Y802: Modifying insightTitle using this API is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying applicableEntity is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying triggerType is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying container is not allowed
400 Y802: For insight UPCOMING_SUBSCRIPTIONS, modifying description is not allowed
400 Y802: Duplicate entityId entries within userConfiguration is not allowed
400 Y800: Invalid value for isSubscribed; Supported values are true, false
400 Y825: Update not allowed without a valid request body
400 Y800: Invalid value for userConfiguration; entityId should be provided.
400 Y812: Required field/value - insightName missing in the request
400 Y802: Modifying InsightType attribute is not allowed
400 Y813: entityType should be provided
400 Y802: Duplicate entityId entries is not allowed
400 Y803: At least one additional attribute is required in addition to entityType.
400 Y800: Invalid value for userConfiguration; userConfiguration is either missing, duplicated, or has insufficient/ incorrect attributes
400 Y800: Invalid value for entityType. Supported entityType for UPCOMING_SUBSCRIPTIONS insight are - [ACCOUNT, VIEW]
400 Y800: Invalid value for threshold data in UPCOMING_SUBSCRIPTIONS insight
400 Y800: Invalid value for input json
401 Y020: Invalid token in authorization header
401 Y020: Token has expired

GET Insight Feeds

The GET insights feed API retrieves all or a subset of the valid insight notifications generated for a particular user. However, using the insightName filter, you can specifically request for the Upcoming Subscriptions insight only.

Method and URL:

GET   /insights/feed

Header Parameters:

Key Value
Authorization Client credentials-based authorization Bearer {{Access Token}}
API key-based authentication Bearer {{JWT Token_Customer}}
Deprecated cobrand and user credential-based authentication cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service}
Content-Type application/json
Api-Version 3.0
2.1
2
Cobrand-Name {Name of the Customer}

Sample Request:

GET /insights/feed?insightName=UPCOMING_SUBSCRIPTIONS

Sample Response:

For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.

{
   "feed":[
      {
         "id":"60d43df3d59fdb46b0c91279",
         "insightName":"UPCOMING_SUBSCRIPTIONS",
         "insightTitle":"Upcoming Subscriptions",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "createdDate":"2021-06-24T08:10:27Z",
         "subscription":[
            {
               "entityId":"60d43caaf74fce189c9cf1bb",
               "entityType":"VIEW",
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ],
         "basicView":[
            {
               "id":"60d43caaf74fce189c9cf1bb",
               "name":"View 1",
               "link":{
                  "entityName":"view",
                  "url":"/views/60d43caaf74fce189c9cf1bb"
               },
               "basicAccount":[
                  {
                     "id":13709571,
                     "providerName":"Dag Site",
                     "accountName":"PDV_Test_Data-Long_Tenure_Recurring_Payments",
                     "accountType":"CHECKING",
                     "isAsset":true,
                     "container":"bank",
                     "link":{
                        "entityName":"account",
                        "url":"/accounts?accountId=13709571"
                     },
                     "basicTransaction":[
                        {
                           "id":19504083,
                           "amount":{
                              "amount":300.0,
                              "currency":"USD"
                           },
                           "date":"2021-06-28",
                           "link":{
                              "entityName":"transaction",
                              "url":"/derived/transactions?transactionId=19504083"
                           },
                           "categoryId":20,
                           "category":"Personal Care",
                           "categoryType":"EXPENSE",
                           "baseType":"DEBIT",
                           "description":{
                              "simple":"RECURRING PAYMENT AUTHORIZED ON 00/00 LA FITNESS 000-000-0000 CA S000000000000000 CARD 0000",
                              "consumer":"RECURRING AUTHORIZED ON 00/00 LA FITNESS XX-0000 CA SXX0000 CARD 0000"
                           },
                           "sourceType":"SYSTEM_PREDICTED",
                           "merchantType":"SUBSCRIPTION",
                           "basicMerchant":{
                              "name":"LA Fitness"
                           }
                        },
                        {
                           "id":19504139,
                           "amount":{
                              "amount":300.0,
                              "currency":"USD"
                           },
                           "date":"2021-06-25",
                           "link":{
                              "entityName":"transaction",
                              "url":"/derived/transactions?transactionId=19504139"
                           },
                           "categoryId":7,
                           "category":"Entertainment",
                           "categoryType":"EXPENSE",
                           "baseType":"DEBIT",
                           "description":{
                              "simple":"NetFlix Payment",
                              "consumer":"NetFlix"
                           },
                           "sourceType":"SYSTEM_PREDICTED",
                           "merchantType":"SUBSCRIPTION",
                           "basicMerchant":{
                              "name":"Netflix"
                           }
                        }
                     ]
                  }
               ]
            }
         ]
      },
      {
         "id":"60d43dbad59fdb46b0c91204",
         "insightName":"UPCOMING_SUBSCRIPTIONS",
         "insightTitle":"Upcoming Subscriptions",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "createdDate":"2021-06-24T08:09:30Z",
         "subscription":[
            {
               "entityId":"13709571",
               "entityType":"ACCOUNT",
               "frequency":"DAILY",
               "threshold":[
                  {
                     "name":"FUTURE",
                     "value":"7",
                     "type":"DAYS"
                  }
               ]
            }
         ],
         "basicAccount":[
            {
               "id":13709571,
               "providerName":"Dag Site",
               "accountName":"PDV_Test_Data-Long_Tenure_Recurring_Payments",
               "accountType":"CHECKING",
               "isAsset":true,
               "container":"bank",
               "link":{
                  "entityName":"account",
                  "url":"/accounts?accountId=13709571"
               },
               "basicTransaction":[
                  {
                     "id":19504083,
                     "amount":{
                        "amount":300.0,
                        "currency":"USD"
                     },
                     "date":"2021-06-28",
                     "link":{
                        "entityName":"transaction",
                        "url":"/derived/transactions?transactionId=19504083"
                     },
                     "categoryId":20,
                     "category":"Personal Care",
                     "categoryType":"EXPENSE",
                     "baseType":"DEBIT",
                     "description":{
                        "simple":"RECURRING PAYMENT AUTHORIZED ON 00/00 LA FITNESS 000-000-0000 CA S000000000000000 CARD 0000",
                        "consumer":"RECURRING AUTHORIZED ON 00/00 LA FITNESS XX-0000 CA SXX0000 CARD 0000"
                     },
                     "sourceType":"SYSTEM_PREDICTED",
                     "merchantType":"SUBSCRIPTION",
                     "basicMerchant":{
                        "name":"LA Fitness"
                     }
                  },
                  {
                     "id":19504139,
                     "amount":{
                        "amount":300.0,
                        "currency":"USD"
                     },
                     "date":"2021-06-25",
                     "link":{
                        "entityName":"transaction",
                        "url":"/derived/transactions?transactionId=19504139"
                     },
                     "categoryId":7,
                     "category":"Entertainment",
                     "categoryType":"EXPENSE",
                     "baseType":"DEBIT",
                     "description":{
                        "simple":"NetFlix Payment",
                        "consumer":"NetFlix"
                     },
                     "sourceType":"SYSTEM_PREDICTED",
                     "merchantType":"SUBSCRIPTION",
                     "basicMerchant":{
                        "name":"Netflix"
                     }
                  }
               ]
            }
         ]
      }
   ]
}