Spending Exceeded Average - All Accounts
Overview
The Spending Exceeded Average - All Account insights is a schedule-based insight that informs the user when the current month's spending exceeds the average spending in the last three months for all the applicable accounts.
Following are the additional details for the insight:
| Insight Name | SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS |
|---|---|
| Applicable Entity | ACCOUNT |
| Insight Type | AGGREGATE |
| Trigger Type | SCHEDULE |
| Supported Containers | BANK, CARD |
Use Cases
- Customer:
- User engagement
- User:
- Financial wellness - Users can keep track of their spending and know if a category spending is exceeding their usual spending behavior.
Suggested Action
Suggest users to create a VIEW based on the overspending categories, set a budget, and track spending.
Duplicate Insight Checks
To prevent the same insight from generating repeatedly, the insight is generated once per frequency cycle.
The following is the applicable frequency for this insight:
| Frequency | Description | |
|---|---|---|
| WEEKLY | The insight will be triggered once every Monday. Duplicate check will evaluate if the insight instance that matches the duplicate check criteria exists for the current calendar week (Monday to Sunday). For example:
|
|
Insight Dynamic Trigger (On-Demand Evaluation)
The insight can be triggered using the following on-demand insight trigger API:
POST /insights/trigger
Peer Benchmarking Data
This insight does not provide peer benchmarking data.
Thresholds
Threshold lets the customer or the user decide when the user has to be alerted about the overspending. If the difference between the current spend amount and the three-month average spend amount exceeds the configured CHANGE AMOUNT and CHANGE PERCENT, an insight is generated for the user. If the customers or users want to generate the insight based on only one threshold, they can set the other to 0. If both are provided, both conditions need to be met.
- Threshold Name: CHANGE
- Data Type: AMOUNT
- Range Allowed: 0.00 <= MINIMUM <= 10000.00
- Default: 50.00
- Threshold Name: CHANGE
- Data Type: PERCENT
- Range Allowed: 0.00 <= MINIMUM <= 500.00
- Default: 10.00
Note: Only USD currency is currently supported. Depending on the customer segment and account, the threshold might need to be different for different users. If the default value is insufficient, the users can set a threshold they are comfortable tracking.
GET Customer Subscription
The GET customer subscription API provides all the information about the defaults set for the insights that are subscribed by the customer. The default frequency for the insight is WEEKLY and the default duration for the insight is THIS_MONTH.
Method and URL:
GET /insights/configs/customerSubscriptions
Header Parameters:
| Key | Value | |
|---|---|---|
Authorization |
Client credentials-based authorization | Bearer {{Access Token}} |
| API key-based authentication | Bearer {{JWT Token_Customer}} |
|
| Deprecated cobrand and user credential-based authentication | cobSession={cobSession received in the cobrand login service} |
|
Content-Type |
application/json |
|
Api-Version |
3.0 |
|
2.1 |
||
2 |
||
Cobrand-Name |
{Name of the Customer} |
|
Sample Request:
GET /insights/configs/customerSubscriptions
Sample Response:
For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.
- Api-Version 3.0 and 2.1 Response
{
"customerSubscription":[
{
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"insightTitle":"Spending Exceeded Average All Account",
"insightType":"AGGREGATE",
"triggerType":"SCHEDULE",
"containers":[
"BANK",
"CARD"
],
"description":"Generates an insight when the current months spending exceeds the average spending in the last three months for all the applicable accounts.",
"applicableEntity":[
"ACCOUNT"
],
"customerConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
]
}
]
}
- Api-Version 2 Response
{
"customerSubscription":[
{
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"insightTitle":"Spending Exceeded Average All Account",
"insightType":"AGGREGATE",
"triggerType":"SCHEDULE",
"container":[
"BANK",
"CARD"
],
"description":"Generates an insight when the current months spending exceeds the average spending in the last three months for all the applicable accounts.",
"applicableEntity":[
"ACCOUNT"
],
"customerConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
]
}
]
}
PATCH Customer Subscription
Using the PATCH API for customer subscription, customers can change the defaults for each insight. Alternatively, customers can use the insights configuration tool to achieve the same result.
Warning! Changing any defaults can potentially impact all users who have subscribed to this insight. If the user has overridden the customer threshold, then the user preference will be applied. For all other users, the new defaults will apply.
Method and URL:
PATCH /insights/configs/customerSubscriptions
Header Parameters:
| Key | Value | |
|---|---|---|
Authorization |
Client credentials-based authorization | Bearer {{Access Token}} |
| API key-based authentication | Bearer {{JWT Token_Customer}} |
|
| Deprecated cobrand and user credential-based authentication | cobSession={cobSession received in the cobrand login service} |
|
Content-Type |
application/json |
|
Api-Version |
3.0 |
|
2.1 |
||
2 |
||
Cobrand-Name |
{Name of the Customer} |
|
Editable Parameters:
| Editable Attributes | Impact | Allowed Values |
|---|---|---|
| isSubscribed | Subscribes or unsubscribes all the users from the Spending Exceeded Average - All Accounts insights. | true, false |
| insightTitle | The title returned in the GET feed API as well as the insights config tool can be changed. | Alphanumeric characters up to 100 characters (including spaces) |
| frequency | The frequency at which an insight will be evaluated. | WEEKLY (every Monday - early morning) |
| duration | The data range that should be considered for evaluating the insight. | THIS_MONTH |
| threshold | The following threshold values can be changed:
|
|
Sample Request:
{
"customerSubscription":[
{
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"insightTitle":"Spending Exceeded Average All Account",
"customerConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
]
}
]
}
Response Messages:
| HTTP Status Code | Reason |
|---|---|
| 400 | Y806: Invalid Input |
| 400 | Y800: Invalid value for insightName |
| 400 | Y800: Invalid value for insightTitle; special characters ><\""'%{}|^~[] are not supported. |
| 400 | Y801: Invalid length for insightTitle; min 3 and max 100 characters including spaces are allowed. |
| 400 | Y800: Invalid value for CHANGE in SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight Min = 0.00 and Max = 10000.00 |
| 400 | Y800: Invalid value for CHANGE in SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight Min = 0.00 and Max = 500.00 |
| 400 | Y800: Invalid value for frequency; Supported values are WEEKLY |
| 400 | Y800: Invalid value for duration; Supported values are THIS_MONTH |
| 400 | Y813: Invalid request. The entire object within threshold should be provided |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying applicableEntity is not allowed |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying triggerType is not allowed |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying container is not allowed |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying description is not allowed |
| 400 | Y800: Invalid value for isSubscribed; Supported values are true, false |
| 400 | Y825: Update not allowed without a valid request body |
| 400 | Y803: Invalid request; Either a valid insightTitle or customerConfiguration is required. |
| 400 | Y812: Required field/value - insightName missing in the request |
| 400 | Y802: Modifying InsightType attribute is not allowed |
| 400 | Y813: entityType should be provided |
| 400 | Y803: At least one additional attribute is required in addition to entityType. |
| 400 | Y800: Invalid value for customerConfiguration; customerConfiguration is either missing, duplicated, or has insufficient/ incorrect attributes. |
| 400 | Y800: Invalid value for entityType. Supported entityType for SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight are - [ACCOUNT] |
| 400 | Y802: For SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight, {Invalid String} inside the threshold is either repeated or not allowed |
| 400 | Y802: For SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight, {Invalid String} inside the threshold is not allowed |
| 400 | Y800: Invalid value for input json |
| 401 | Y020: Invalid token in authorization header |
| 401 | Y020: Token has expired |
GET User Subscription
The GET user subscription API provides all the information about the user defaults set for the insight.
Method and URL:
GET /insights/configs/userSubscriptions
Header Parameters:
| Key | Value | |
|---|---|---|
Authorization |
Client credentials-based authorization | Bearer {{Access Token}} |
| API key-based authentication | Bearer {{JWT Token_Customer}} |
|
| Deprecated cobrand and user credential-based authentication | cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service} |
|
Content-Type |
application/json |
|
Api-Version |
3.0 |
|
2.1 |
||
2 |
||
Cobrand-Name |
{Name of the Customer} |
|
Sample Request:
GET /insights/configs/userSubscriptions?insightName=SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS
Sample Response:
For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.
- Api-Version 3.0 and 2.1 Response
{
"userSubscription":[
{
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"insightTitle":"Spending Exceeded Average All Account",
"insightType":"AGGREGATE",
"triggerType":"SCHEDULE",
"containers":[
"BANK",
"CARD"
],
"description":"Generates an insight when the current months spending exceeds the average spending in the last three months for all the applicable accounts.",
"applicableEntity":[
"ACCOUNT"
],
"userConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
],
"customerConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
]
}
]
}
- Api-Version 2 Response
{
"userSubscription":[
{
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"insightTitle":"Spending Exceeded Average All Account",
"insightType":"AGGREGATE",
"triggerType":"SCHEDULE",
"container":[
"BANK",
"CARD"
],
"description":"Generates an insight when the current months spending exceeds the average spending in the last three months for all the applicable accounts.",
"applicableEntity":[
"ACCOUNT"
],
"userConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
],
"customerConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
]
}
]
}
PATCH User Subscription
Using the PATCH user subscription API for user subscription, users can change the defaults for each insight. If the user wants the insight to be evaluated for a new account, then add that account using the PATCH user subscription API. The customer default threshold values will apply if the user has not set any values.
Method and URL:
PATCH /insights/configs/userSubscriptions
Header Parameters:
| Key | Value | |
|---|---|---|
Authorization |
Client credentials-based authorization | Bearer {{Access Token}} |
| API key-based authentication | Bearer {{JWT Token_Customer}} |
|
| Deprecated cobrand and user credential-based authentication | cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service} |
|
Content-Type |
application/json |
|
Api-Version |
3.0 |
|
2.1 |
||
2 |
||
Cobrand-Name |
{Name of the Customer} |
|
Editable Parameters:
| Editable Attributes | Impact | Allowed Values |
|---|---|---|
| entityId | The ID of the account for which the insight gets evaluated. | Valid IDs for accounts belonging to the user. |
| isSubscribed | Subscribes or unsubscribes from the Spending Exceeded Average - All Accounts insights. | true, false |
| frequency | The frequency at which an insight will be evaluated. | WEEKLY (every Monday - early morning) |
| duration | The data range that should be considered for evaluating the insight. | THIS_MONTH |
| threshold | The following threshold values can be changed:
|
|
Sample Request:
{
"userSubscription":[
{
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"userConfiguration":[
{
"entityType":"ACCOUNT",
"isSubscribed":true,
"threshold":[
{
"name":"CHANGE",
"value":"50.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"10.00",
"type":"PERCENT"
}
]
}
]
}
]
}
Error Messages:
| HTTP Status Code | Reason |
|---|---|
| 400 | Y806: Invalid input |
| 400 | Y800: Invalid value for insightName |
| 400 | Y800: Invalid value for input param in SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight |
| 400 | Y800: Invalid value for threshold data in SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight |
| 400 | Y800: Invalid value for CHANGE in SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight Min = 0.00 and Max = 10000.00 |
| 400 | Y800: Invalid value for CHANGE in SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS insight Min = 0.00 and Max = 500.00 |
| 400 | Y800: Invalid value for frequency; Supported values are WEEKLY |
| 400 | Y800: Invalid value for duration; Supported values are THIS_MONTH |
| 400 | Y800: Invalid value for entityId; This id is either invalid or not supported for this insight. |
| 400 | Y802: Modifying insightTitle using this API is not allowed |
| 400 | Y813: Invalid request. The entire object within threshold should be provided |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying applicableEntity is not allowed |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying triggerType is not allowed |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying container is not allowed |
| 400 | Y802: For insight SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS, modifying description is not allowed |
| 400 | Y802: Duplicate entityId entries within userConfiguration is not allowed |
| 400 | Y800: Invalid value for isSubscribed; Supported values are true, false |
| 400 | Y825: Update not allowed without a valid request body |
| 400 | Y800: Invalid value for userConfiguration; entityId should be provided. |
| 400 | Y812: Required field/value - insightName missing in the request |
| 400 | Y802: Modifying InsightType attribute is not allowed |
| 400 | Y813: entityType should be provided |
| 400 | Y802: Duplicate entityId entries is not allowed |
| 400 | Y803: At least one additional attribute is required in addition to entityType. |
| 400 | Y800: Invalid value for userConfiguration; userConfiguration is either missing, duplicated, or has insufficient/ incorrect attributes |
| 400 | Y800: Invalid value for input json |
| 401 | Y020: Invalid token in authorization header |
| 401 | Y020: Token has expired |
GET Insight Feeds
The GET insights feed API retrieves all or a subset of the valid insight notifications generated for a particular user. However, using the insightName filter, you can specifically request for the Spending Exceeded Average - All Accounts insight only.
Calculation logic for derived attributes:averageNetTotal = netTotal/3
Method and URL:
GET /insights/feed
Header Parameters:
| Key | Value | |
|---|---|---|
Authorization |
Client credentials-based authorization | Bearer {{Access Token}} |
| API key-based authentication | Bearer {{JWT Token_Customer}} |
|
| Deprecated cobrand and user credential-based authentication | cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service} |
|
Content-Type |
application/json |
|
Api-Version |
3.0 |
|
2.1 |
||
2 |
||
Cobrand-Name |
{Name of the Customer} |
|
Sample Request:
GET /insights/feed?insightName=SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS
Sample Response:
For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.
{
"feed":[
{
"id":"620e64bcaa961e561adc2790",
"insightName":"SPENDING_EXCEEDED_AVERAGE_ALL_ACCOUNTS",
"insightTitle":"Spending Exceeded Average All Account",
"insightType":"AGGREGATE",
"triggerType":"SCHEDULE",
"createdDate":"2022-02-17T15:07:36Z",
"subscription":[
{
"entityType":"ACCOUNT",
"frequency":"WEEKLY",
"duration":"THIS_MONTH",
"threshold":[
{
"name":"CHANGE",
"value":"1.00",
"type":"AMOUNT"
},
{
"name":"CHANGE",
"value":"1.00",
"type":"PERCENT"
}
]
}
],
"basicAccount":[
{
"id":14706496,
"providerName":"Dag Site",
"accountName":"PDV Test Data-Event",
"accountStatus":"ACTIVE",
"accountType":"CHECKING",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=14706496"
}
},
{
"id":14706495,
"providerName":"Dag Site",
"accountName":"PDV_Test_Data_Sch/Ref",
"accountStatus":"ACTIVE",
"accountType":"CHECKING",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=14706495"
}
},
{
"id":14706498,
"providerName":"Dag Site",
"accountName":"PDV_Test_Data-Account_Balance",
"accountStatus":"ACTIVE",
"accountType":"SAVINGS",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=14706498"
}
},
{
"id":14706497,
"providerName":"Dag Site",
"accountName":"PDV Test Data- Account Balance",
"accountStatus":"ACTIVE",
"accountType":"SAVINGS",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=14706497"
}
},
{
"id":14706500,
"providerName":"Dag Site",
"accountName":"PDV Test Data- All Category",
"accountStatus":"ACTIVE",
"accountType":"OTHER",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=14706500"
}
},
{
"id":14706499,
"providerName":"Dag Site",
"accountName":"PDV_Test_Data-Long_Tenure_Recurring_Payments",
"accountStatus":"ACTIVE",
"accountType":"CHECKING",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=14706499"
}
}
],
"basicTrend":[
{
"dateRange":{
"fromDate":"2022-02-01",
"toDate":"2022-02-17"
},
"categoryTrend":[
{
"categoryId":2,
"category":"Automotive Expenses",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":102,
"category":"Business Miscellaneous",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":108,
"category":"Dues and Subscriptions",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":9,
"category":"Gifts",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":106,
"category":"Printing",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":21,
"category":"Rent",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":38,
"category":"Telephone Services",
"netTotal":{
"amount":1308.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":22,
"category":"Restaurants/Dining",
"netTotal":{
"amount":1394.67,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":872.5,
"currency":"USD"
}
}
]
},
{
"categoryId":100,
"category":"Advertising",
"netTotal":{
"amount":1344.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":896.5,
"currency":"USD"
}
}
]
},
{
"categoryId":3,
"category":"Charitable Giving",
"netTotal":{
"amount":1344.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":896.5,
"currency":"USD"
}
}
]
},
{
"categoryId":4,
"category":"Child/Dependent Expenses",
"netTotal":{
"amount":1344.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":896.5,
"currency":"USD"
}
}
]
},
{
"categoryId":6,
"category":"Education",
"netTotal":{
"amount":1344.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":896.5,
"currency":"USD"
}
}
]
},
{
"categoryId":11,
"category":"Healthcare/Medical",
"netTotal":{
"amount":1344.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
"averageNetTotal":{
"amount":896.5,
"currency":"USD"
}
}
]
},
{
"categoryId":34,
"category":"Hobbies",
"netTotal":{
"amount":1344.75,
"currency":"USD"
},
"categoryDerived":[
{
"dateRange":{
"fromDate":"2021-11-01",
"toDate":"2022-01-31"
},
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},
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{
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},
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},
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{
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},
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},
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}
}
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{
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},
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},
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}
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{
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},
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},
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{
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},
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},
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}
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{
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},
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}
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{
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{
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},
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},
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}
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{
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},
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{
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},
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},
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{
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},
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},
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}
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},
{
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},
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},
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}
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{
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},
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}
}
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}
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}
]
}
]
}