Avoid NSF and Overdraft Charges
Reduce non-sufficient funds and overdraft fees with instantaneous real-time balance insights.
Leverage Balance Confirmation to Reduce Headaches
Use Case
Before a payment or transfer is made, Balance Confirmation can be leveraged to electronically access account balance in real-time thus reducing headaches due to errors and eliminating payment failures for an improved digital experience.
How it works
1. Link a user account
Use Fastlink to link a user account. This step will verify a customer's ownership of an account, and open up access to information such as the current balance.
2. Access Account Data
Use our Account Verification APIs to access account information, including the account balance.