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Business Transaction Enrichment

In addition to providing enrichment for retail account transactions, Transaction Data Enrichment (TDE) can now enrich transactions from business accounts. With the Business Transaction Enrichment feature enabled, two additional attributes are returned – transaction Classification and Business Category. Transaction classification allows for identifying personal and business transactions in a business account. Business category enriches the business transaction into one of the 28 business categories. The Business Category attribute does not replace any existing TDE category fields but provides an additional layer of insight and classification.

There are 28 groupings within the Business Category field:

  • Cost of Sales
  • General Expenses
  • Marketing and Promotion Expenses
  • Non Operating Revenue
  • Other Deposits
  • Personal Expenses
  • Personal Income
  • Revenue
  • Transfers
  • Automotive Expenses
  • Business Development Expenses
  • Businesses and Services
  • Community and Government
  • Education and Learning
  • Entertainment
  • Facilities and Maintenance
  • Financial and Banking
  • Food and Dining
  • Healthcare and Wellness
  • Insurance
  • Loans
  • Real Estate and Property
  • Service Charges/Fees
  • Sports and Recreation/Fitness
  • Staff Remuneration
  • Taxes
  • Travel Expenses
  • Utilities

The Business Category field is available as an additional classification layer alongside the standard TDE category fields (Master and Detail). This field, along with the Classification field, enables business banking users to perform tasks related to expense management and cash flow monitoring while also being able to differentiate between business and personal/retail spending.

Note: By default, business transaction enrichment is NOT enabled and is currently only available to Yodlee API v1.1 customers in the US region.

The categories fall broadly into expense, income, transfer, and Deferred Compensation. Any transaction that is not categorized is marked as uncategorized.
Click the appropriate category group tab to view the list of IDs and categories specific to the group:

Business Category IDBusiness Category NameGranular IDGranular Category NameBusiness Classification
1Cost of Sales1308Electrical EquipmentYes
1633Industrial Machinery and VehiclesYes
1636Logging and SawmillsYes
1639Manufacturing ServicesYes
1640Metal Products and ServicesYes
1655Rubber Products and ServicesYes
1318TextilesYes
2General Expenses1421Agriculture and ForestryYes
1055Beer/Wine/SpiritsYes
1304CamerasYes
1422Candy StoresYes
1423CheeseYes
1424ChocolateYes
1068Convenience StoresYes
1426Farmers' MarketsYes
1427Food and BeverageYes
1690Food and Beverage ServicesYes
1428Health and Diet FoodYes
1429KosherYes
1313Mobile PhonesYes
1161Other ExpensesYes
1652Refrigeration and IceYes
1431Supermarkets and GroceriesYes
1432TobaccoYes
1710Vaporizer ShopsYes
3Marketing and Promotion Expenses1176AdvertisingYes
1513Advertising Agencies and Media BuyersYes
1514Advertising and MarketingYes
1516Direct Mail and Email Marketing ServicesYes
1518Online AdvertisingYes
1519Print/TV/Radio/Outdoor AdvertisingYes
1520Printing/Copying/SignageYes
1521Promotional ItemsYes
1523Search Engine Marketing and OptimizationYes
6Personal Expenses1703Child Support PaymentsNo
1302AdultNo
1322AntiquesNo
1324Art Dealers and GalleriesNo
1325ArtsNo
1326Arts and CraftsNo
1303AuctionsNo
1054Beauty ProductsNo
1524Beauty Salons and BarbersNo
1337BookstoresNo
1418Cards and StationeryNo
1525CemeteriesNo
1163Child/Dependent ExpensesNo
1526ChildrenNo
1527Clothing and AccessoriesNo
1528CostumesNo
1529Day Care and PreschoolsNo
1306Department StoresNo
1530Disabled Persons ServicesNo
1307Discount StoresNo
1531Dry Cleaning/Ironing/LaundryYes
1532FashionNo
1309Flea MarketsNo
1419FloristsNo
1533Funeral ServicesNo
1420Gift and NoveltyNo
1534GlassesNo
1555GroomingNo
1536Hair RemovalNo
1366Hobby and CollectiblesNo
1562Housing Assistance and SheltersNo
1537Jewelry and WatchesNo
1538LeatherNo
1373LibrariesNo
1311LuggageNo
1539Manicures and PedicuresNo
1540Massage Clinics and TherapistsNo
1312MilitaryNo
1314NewsstandsNo
1541OutletNo
1058Paid TVYes
1388Party SuppliesNo
1315Pawn ShopsNo
1164Personal CareNo
1556Pet Sitting and BoardingNo
1173Pet SuppliesNo
1557PetsNo
1544Photos and FramesNo
1545PiercingNo
1391Psychics and AstrologersNo
1392PublishingNo
1316RetailNo
1563Retirement HomeNo
1546Senior Citizen ServicesNo
1221ShoesNo
1317Shopping Centers and MallsNo
1547Skin CareNo
1548SpasNo
1123Sporting GoodsNo
1219Spousal SupportNo
1549SwimwearNo
1550TailorsNo
1251Tanning SalonsNo
1551TattooingNo
1552ToysNo
1558VeterinariansNo
1319Vintage and ThriftNo
1553Wedding and BridalNo
1707Comic Book StoresNo
10Automotive Expenses1145AutomotiveYes
1260Car AppraisersYes
1261Car DealersYes
1262Car Dealers and LeasingYes
1263Car Parts and AccessoriesYes
1225Car Stereo SystemsYes
1264Car Wash and DetailYes
1265Classic and Antique CarYes
1240e-ChargingYes
1266Gas StationsYes
1267Maintenance and RepairYes
1270Motorcycle RepairYes
1272Motorcycle SalesYes
1268Motorcycles/Mopeds/ScootersYes
1269Oil and LubeYes
1271RVs and Motor HomesYes
1273Salvage YardsYes
1274Smog CheckYes
1275TiresYes
1276TowingYes
1277TransmissionsYes
1278Used CarsYes
11Business Development Expenses1515Creative ServicesYes
1517Market Research and ConsultingYes
1543PhotographyYes
1522Public RelationsYes
1660Web Design and DevelopmentYes
1662Writing/Copywriting/Technical WritingYes
12Businesses and Services1599Accounting and BookkeepingYes
1603Attorneys and Law OfficesYes
1604Automation and Control SystemsYes
1609Business and Strategy ConsultingYes
1610Business Brokers and FranchisesYes
1180Business ExpensesYes
1611Businesses and ServicesYes
1612Career CounselingYes
1026CertificationsYes
1613Check CashingYes
1614City HallsYes
1615Collection ServicesYes
1618Computer Products and ServicesYes
1305Computers and ElectronicsYes
1620Corporate HQYes
1028Credit Reporting/Identity ProtectionYes
1425DistributionYes
1622EmbassiesYes
1623Employment AgenciesYes
1624Engineering ServicesYes
1081Financial ServicesYes
1310Furniture and DecorYes
1089Home AppliancesYes
1630Human ResourcesYes
1631ImmigrationYes
1632Import and ExportYes
1634InfrastructureYes
1100Legal ServicesYes
1637Machine ShopsYes
1638Management ServicesYes
1222MembershipsYes
1642Mobile HomesYes
1643NotaryYes
1177Office SuppliesYes
1559PackagingYes
1644Paper SuppliesYes
1645Plastic ServicesYes
1560Post OfficesYes
1041Registration/LicensingYes
1653Repair ServicesYes
1656Scientific SuppliesYes
1561Shipping/Freight/Material TransportationYes
1042Software/Cloud ServicesYes
1125StorageYes
1181SubscriptionsYes
1658Technology ServicesYes
1659Translation ServicesYes
1320Warehouses and Wholesale StoresYes
1661Welding ServicesYes
1321WholesaleYes
13Community and Government1281Animal Shelters and Humane SocietiesYes
1601Art RestorationYes
1282Buddhist TemplesYes
1283Charities and Non-ProfitsYes
1284ChurchesYes
1617Community and GovernmentYes
1285EnvironmentalYes
1625Fire StationsYes
1627Geological ServicesYes
1628Government Departments and AgenciesYes
1629Government LobbyistsYes
1286Hindu TemplesYes
1635Law Enforcement and Public SafetyYes
1641Military BasesYes
1287MosquesYes
1646Police StationsYes
1288Public and Social ServicesYes
1289ReligiousYes
1654Rescue ServicesYes
1657Student Aid and GrantsYes
1290SynagoguesYes
1291Youth OrganizationsYes
14Education and Learning1292Adult EducationYes
1293Art Lessons and SchoolsYes
1027College BookstoreYes
1294Colleges and UniversitiesYes
1295Computer TrainingYes
1296Culinary Lessons and SchoolsYes
1297Driving SchoolsYes
1298EducationYes
1299Fraternities and SororitiesYes
1037Online EducationYes
1300Primary and Secondary SchoolsYes
1301Tutoring and Educational ServicesYes
1134Vocational SchoolsYes
15Entertainment1048Adult EntertainmentNo
1328AudiovisualNo
1332BeachesNo
1338Buildings and StructuresNo
1343CircusesNo
1345Convention CentersNo
1348DanceNo
1349Dance and MusicNo
1350Dance Halls and SaloonsNo
1351Dog ParksNo
1352EntertainmentNo
1691Entertainment ServicesNo
1354Events and Event PlanningNo
1355Fairgrounds and RodeosNo
1357ForestsNo
1358GardensNo
1365Historic and Protected SitesNo
1370KaraokeNo
1371LakesNo
1372LandmarksNo
1231LotteryNo
1374MediaNo
1376Monuments and MemorialsNo
1377MountainsNo
1378Movie TheatresNo
1230MuseumsNo
1379Music and Show VenuesNo
1380Music/Video/DVDNo
1381NaturalNo
1104Night ClubsNo
1383Organizations and AssociationsNo
1387Party CentersNo
1398RiversNo
1406SocialNo
1038Streaming EntertainmentNo
1229TheaterNo
1414Ticket SalesNo
1415Urban ParksNo
1133Video GamesNo
1433Wineries and VineyardsYes
1417Zoos/Aquariums/Wildlife SanctuariesNo
1708Comedy ClubsNo
16Facilities and Maintenance1242ArchitectsYes
1484BathroomsYes
1246CarpentersYes
1485Carpet and FlooringYes
1486ConstructionYes
1487Construction SuppliesYes
1067ContractorsYes
1488Deck and PatioYes
1489Doors and WindowsYes
1245ElectriciansYes
1077Equipment RentalYes
1490Fences/Fireplaces/Garage DoorsYes
1491Hardware and ServicesYes
1492Hardware StoresYes
1493Heating/Ventilating/Air ConditioningYes
1153Home ImprovementYes
1494Home Inspection ServicesYes
1152Home MaintenanceYes
1033Homeowners Association FeesYes
1495HousewaresYes
1496Interior DesignYes
1497KitchensYes
1498Landscaping and GardenersYes
1499Lighting FixturesYes
1500MoversYes
1501Nurseries and Garden CentersYes
1178Office MaintenanceYes
1107PaintingYes
1111Pest ControlYes
1502PetroleumYes
1503PlumbingYes
1504Pools and SpasYes
1505Professional CleaningYes
1506Renewable EnergyYes
1165Rental ServicesYes
1120RoofersYes
1507Security and SafetyYes
1508SewerYes
1224Speakers/Home Theater SystemsYes
1509Swimming Pool Maintenance and ServicesYes
1510Tree ServiceYes
1511UpholsteryYes
17Financial and Banking1704Line of Credit PaymentYes
1138ATM/Cash WithdrawalsYes
1602ATMsYes
1218Auto Fees/PenaltiesYes
1605Banking and FinanceYes
1606Banks and Credit UnionsYes
1004Bill PaymentYes
1247Business LoansYes
1139Check PaymentYes
1621Credit Counseling and Bankruptcy ServicesYes
1626Fund RaisingYes
1137MortgageYes
1158Other LoansYes
18Food and Dining1564AmericanNo
1565AsianNo
1566Bagels and DonutsNo
1253BakeriesNo
1567BarbecueNo
1053BarsNo
1255BreweriesNo
1568BuffetsNo
1569BurgersNo
1570Cafes/Coffee/Tea HousesNo
1061CateringNo
1571ChineseNo
1071DelisNo
1572DessertNo
1073DinersNo
1256DistilleriesNo
1080Fast FoodNo
1573Food and DiningNo
1254Food DeliveryNo
1082Food TrucksNo
1574FrenchNo
1575Hookah LoungesNo
1576Hotel LoungesNo
1577Ice Cream ParlorsNo
1578IndianNo
1579InternationalNo
1580Internet CafesNo
1581ItalianNo
1582JapaneseNo
1583Jazz and Blues CafesNo
1584Juice Bars and SmoothiesNo
1585KoreanNo
1036Meal Plans/KitsYes
1430Meat and SeafoodYes
1586MexicanNo
1587Middle EasternNo
1588PizzaNo
1589RestaurantsNo
1590SeafoodNo
1591Sports BarsNo
1592SteakhousesNo
1593SushiNo
1594ThaiNo
1595Vegan and VegetarianNo
1046Vending MachinesYes
1596Wine BarsNo
1709Bubble TeaNo
19Healthcare and Wellness1434AcupunctureNo
1435AIDS ResourcesNo
1436AmbulanceNo
1437AnesthesiologistsNo
1438Assisted Living ServicesNo
1439Blood Banks and CentersNo
1440CardiologistsNo
1441ChiropractorsNo
1442Counseling and TherapyNo
1443DentistsNo
1444DermatologistsNo
1445Drug and Alcohol ServicesNo
1446Ear/Nose/ThroatNo
1447Emergency ServicesNo
1448Facilities and Nursing HomesNo
1449Family MedicineNo
1450GastroenterologistsNo
1451General SurgeryNo
1452GeriatricsNo
1453HealthcareNo
1454Holistic/Alternative/Naturopathic MedicineNo
1455Home Health Care ServicesNo
1456Hospitals/Clinics/Medical CentersNo
1457Internal MedicineNo
1458Medical Supplies and LabsNo
1459Mental HealthNo
1460NeurologistsNo
1461NursesNo
1462Obstetricians and GynecologistsNo
1463OncologistsNo
1464OphthalmologistsNo
1465OptometristNo
1466Oral SurgeonsNo
1467Orthopedic SurgeonsNo
1468Other Healthcare ProfessionalsNo
1469PathologistsNo
1470PediatriciansNo
1471PharmaciesNo
1472Physical Therapy and RehabilitationNo
1473PhysiciansNo
1474Plastic SurgeonsNo
1475PodiatristsNo
1476Pregnancy and Sexual HealthNo
1477PsychiatristsNo
1478PsychologistsNo
1479RadiologistsNo
1480RespiratoryNo
1481Sports MedicineNo
1482UrologistsNo
1483Weight Loss and NutritionistsNo
1711Cannabis StoresNo
20Insurance1022Appliance/Personal Items InsuranceYes
1025Auto InsuranceYes
1029Health InsuranceYes
1032Home InsuranceYes
1512InsuranceYes
1035Life InsuranceYes
1040Pet InsuranceYes
1045Travel InsuranceYes
21Loans1023Auto Loan/LeaseNo
1030Home Equity LoanNo
1031Home Improvement LoanNo
1039Personal LoanNo
1043Student LoanNo
22Real Estate and Property1600Apartments/Condos/HousesYes
1607Boarding HousesYes
1608Building and Land SurveyorsYes
1616Commercial Real EstateYes
1619Corporate HousingYes
1647Property ManagementYes
1648Real EstateYes
1649Real Estate AgentsYes
1650Real Estate AppraiserYes
1651Real Estate Development and Title CompaniesYes
23Service Charges/Fees1001Annual FeeYes
1002ATM FeeYes
1005Convenience FeeYes
1006Credit Card FeeYes
1007Foreign Transaction FeeYes
1009Interest ChargeYes
1010Late FeeYes
1011Maintenance FeeYes
1012NSF FeeYes
1168Other Charges and FeesYes
1014Overdraft FeeYes
1016Returned Check FeeYes
1018Service FeeYes
1019Stop Payment FeeYes
1021Transfer FeeYes
24Sports and Recreation/Fitness1232Amusement ParksNo
1323ArcadesNo
1327Athletic FieldsNo
1329BaseballNo
1330BasketballNo
1331Batting RangesNo
1333BicyclesNo
1334Billiard and PoolNo
1335BingoNo
1336BoatingNo
1227BowlingNo
1339Campgrounds and RV ParksNo
1340Canoes and KayaksNo
1341CarnivalsNo
1342Casinos and GamingNo
1344Combat SportsNo
1346Country ClubsNo
1347CyclingNo
1353EquestrianNo
1356FootballNo
1359Go CartsNo
1360GolfNo
1361Golf CoursesNo
1362Gun RangesNo
1363GymnasticsNo
1535Gyms and Fitness CentersNo
1364HikingNo
1367HockeyNo
1368Hot Air BalloonsNo
1369Hunting and FishingNo
1375Miniature GolfNo
1382Natural ParksNo
1384OutdoorsNo
1385PaintballNo
1386ParksNo
1542Personal TrainersNo
1389Picnic AreasNo
1390PlaygroundsNo
1393Race TracksNo
1394Racquet SportsNo
1395RacquetballNo
1396RaftingNo
1397Recreation CentersNo
1399Rock ClimbingNo
1400RunningNo
1401Scuba DivingNo
1402SkatingNo
1403SkydivingNo
1404Snow SportsNo
1405SoccerNo
1235Sporting EventsNo
1407Sports and RecreationNo
1408Sports ClubsNo
1409Stadiums and ArenasNo
1410SurfingNo
1411SwimmingNo
1412Swimming PoolsNo
1413TennisNo
1416Water SportsNo
1554Yoga and PilatesNo
25Staff Remuneration1701Wages Paid - DirectYes
1702Wages Paid - IndirectYes
1705Wage ExpensesYes
26Taxes1698Business Taxes - FederalYes
1699Business Taxes - PayrollYes
1700Business Taxes - StateYes
1008Income TaxYes
1171Other TaxYes
1015Property/County TaxYes
1017Sales TaxYes
27Travel Expenses1663Airlines and Aviation ServicesYes
1664AirportsYes
1665Bed and BreakfastsYes
1666Bus StationsYes
1024Business TravelYes
1667Car and Truck RentalsYes
1668Charter BusesYes
1669Cottages and CabinsYes
1069CruisesYes
1670HeliportsYes
1671HostelsYes
1672Hotels and MotelsYes
1673International AirportsYes
1674Limos and ChauffeursYes
1675Lodges and Vacation RentalsYes
1676LodgingYes
1108ParkingYes
1677PortsYes
1678Public Transportation ServicesYes
1679Rail StationsYes
1680ResortsYes
1681Rest AreasYes
1257RideshareYes
1682Taxi and Car ServicesYes
1020TollsYes
1683Tourist Information and ServicesYes
1684Transport HubsYes
1685TransportationYes
1686TravelYes
1687Travel Agents and Tour OperatorsYes
1706Private AirportsYes
28Utilities1688Chemicals and GassesYes
1156Digital BundleYes
1076Electric/GasYes
1034InternetYes
1279MobileYes
1172Other UtilitiesYes
1689Sewage/Waste ManagementYes
1280Telecommunication ServicesYes
1047WaterYes

Business Category IDBusiness Category NameGranular IDGranular Category NameBusiness Classification
4Non Operating Revenue1184DividendsYes
1239Healthcare ClaimsYes
1238Insurance ClaimsYes
1185Interest IncomeYes
1193Investment IncomeYes
1207Rental IncomeYes
5Other Deposits1190Credit Card Cash AdvanceYes
1195Credits/DepositsYes
1191Line of Credit AdvanceYes
1192Loan FundingYes
1202Non-recurring Direct DepositsYes
1696Potential Recurring IncomeYes
1188Refunds/AdjustmentsYes
1198Tax Refund AdvanceYes
7Personal Income1206Child SupportNo
1160Wages PaidNo
1213Tax RefundNo
1216Bonus/CommissionsNo
1692Disability BenefitsNo
1186Expense ReimbursementNo
1084Gambling/Lottery IncomeNo
1211Other BenefitsNo
1197PensionNo
1196Retirement IncomeNo
1187RewardsNo
1183Salary/Regular IncomeNo
1205Social Security BenefitsNo
1693Spousal Support BenefitsNo
1209Unemployment BenefitsNo
1194Veteran Benefit - EducationNo
1217Veteran BenefitsNo
8Revenue1212Business IncomeYes
1259Consulting IncomeYes
1210Independent/Gig IncomeYes
1182Other IncomeYes
1201Sales IncomeYes
1203Services RenderedYes

Business Category IDBusiness Category NameGranular IDGranular Category NameBusiness Classification
9Transfers1003Balance TransferYes
1694Business TransfersYes
1169Credit Card PaymentsYes
1597Financial Planning and InvestmentsYes
1170Money TransferYes
1695Overdraft Protection TransferYes
1013P2P PaymentsYes
1141SavingsNo
1697Small SavingsNo
1598Stock BrokersYes
Business Category IDBusiness Category NameGranular IDGranular Category NameBusiness Classification
17Financial and Banking1142Retirement ContributionsYes